I am retired. That being…

I am retired. That being said I don't agree with loosing your points if you don't claim your tag. You have to put in for a tag and can't book time off at work till you know if you've been drawn. If your employer can't give you time off for some reason you loose your points. It's not right because it's out of our control.
If your going to use our points then let us pass the tag to another member of our party.