It is very simple; climate…

It is very simple; climate change is a serious issue and we have to make system and behavioural changes to address it. Programs like Cap and Trade use the economy to manipulate human behaviour to reduce emissions and that is good for everyone. Insurance rates will increase everywhere due to increasing frequency of severe weather events and due to increased severity of these events. Cap and Trade represents a form of prevention. Mr. Ford fails to comprehend the consequences to human health and the increases in health care costs when we do nothing to combat climate change.