The new formula to determine…

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The new formula to determine housing affordability worries me
The average person (taxpayer) will not be able to calculate it. Even if you can getting the information it is daunting. It appears to me that it's main purpose is to obscure, and while doing that raise the threshold of what is affordable. I noticed that the formula takes regional incomes into account but so does the current formula as wages vary by location. If the truth is inconvenient hide it and change the parameters so it is difficult to prove.